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Home & Contents Insurance In Australia: Compare & Save!

Household Insurance Online is a free home and contents insurance comparison and broker-matching service. We refer your enquiry to a licensed broker from our national panel, who can access rates from a range of insurers to help you compare competitive Household insurance options tailored for you.

We help you find the right cover at competitive rates!

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Comparison results are from participating brokers within our referral network and may not represent all providers in the market. We may receive a referral fee at no cost to you. We do not provide financial advice or credit assistance directly.

Household Insurance

Household insurance is an insurance cover for individuals and families to indemnify against the financial implications resulting from unexpected losses to the home, contents and personal effects.

Household insurance comes in a range of forms and may include Building cover, Contents cover, Special Risks cover, Domestic Liability cover and Domestic Workers Compensation.

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Competitive rates

Simply complete our short online quote form to be connected with a broker who can help you compare competitive Household Insurance quotes from a range of insurers.

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Make Informed Decisions

Visit our extensive library of informative Household Insurance Articles, the latest Insurance Online News, and listen to the latest episode of our News Podcast to stay in the loop with what's happening, why it matters to you, and some key takeaways you can use.

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Compare Options

Household insurance policy conditions and provisions can vary significantly between insurance companies so it is highly recommended that you seek comprehensive advice before selecting a policy to meet your particular needs.

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Multiple Insurers

Household insurance is available through many financial institutions and brokers offering Household insurance in Australia.

However Household insurance is a specialist field so, when looking for the best Household insurance solution, it is advisable to seek the services of a specialist who is licensed in the field of Household insurance.

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Personal Advice

Insurance Online does not provide personal financial advice or claims assistance directly. All enquiries, including quote comparisons and initial claims assistance, are handled by a licensed broker selected from our Australia-wide referral partner network, who will communicate with you directly after you submit a quote request and can provide you with personal advice where appropriate. For some products, claims may ultimately be managed directly by your chosen insurer. All brokers in our referral panel are appropriately licensed and describe themselves as specialists based on their experience and declared areas of practice.

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Broker Matching

A licensed Household Insurance broker from our referral panel will be assigned to your enquiry based on your location, specific requirements and your personal circumstances, as identified from the answers you provide in your home insurance quote request. For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.

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Insurance News

Cover-More and Aon Forge New Travel Insurance Partnership in Australia
Cover-More and Aon Forge New Travel Insurance Partnership in Australia
29 Apr 2026: Paige Estritori
In a significant development for the Australian travel insurance market, Cover-More, a subsidiary of Zurich's Cover-More Group, has entered into a strategic partnership with global brokerage firm Aon. This collaboration designates Cover-More as the exclusive provider of travel insurance products to Aon's Australian retail customers and employees. - read more
ATIA Intensifies Efforts to Secure Permanent Travel Insurance Sales Rights
ATIA Intensifies Efforts to Secure Permanent Travel Insurance Sales Rights
29 Apr 2026: Paige Estritori
The Australian Travel Industry Association (ATIA) is actively campaigning to secure the permanent right for travel agents, tour operators, and accredited travel businesses to sell travel insurance at the time of booking. This initiative follows an exemption granted in 2021, which is set to expire in October 2026. - read more
SCTI Highlights Increase in Domestic Travel Insurance Claims and Coverage Gaps
SCTI Highlights Increase in Domestic Travel Insurance Claims and Coverage Gaps
29 Apr 2026: Paige Estritori
Southern Cross Travel Insurance (SCTI) has reported a significant increase in domestic travel insurance claims, shedding light on the existing coverage gaps among Australian travellers. In the first eight and a half months of 2025, SCTI settled over $240,000 in claims related to local and interstate trips. - read more
Navigating Premium Affordability and Cybersecurity: Key Challenges for Australian Insurers in 2026
Navigating Premium Affordability and Cybersecurity: Key Challenges for Australian Insurers in 2026
29 Apr 2026: Paige Estritori
In 2026, Australian insurers are grappling with significant challenges, notably premium affordability and cybersecurity threats. Gallagher Bassett's annual industry survey sheds light on these pressing issues, revealing a shift in insurer priorities amid evolving market dynamics. - read more
Australian Commercial Insurance Rates Experience Significant Decline in Q1 2026
Australian Commercial Insurance Rates Experience Significant Decline in Q1 2026
29 Apr 2026: Paige Estritori
The Australian commercial insurance sector has witnessed a notable 12% decline in rates during the first quarter of 2026, as reported by Marsh's Global Insurance Market Index. This marks the seventh consecutive quarter of rate reductions, reflecting a sustained trend in the market. - read more
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Household Insurance Articles

The Most Common Mistakes in Household Insurance Claims and How to Prevent Them
The Most Common Mistakes in Household Insurance Claims and How to Prevent Them
Household insurance is a crucial safety net for both homeowners and renters in Australia, offering protection against a range of potential damages and losses. Navigating the insurance claims process, however, can often be challenging and fraught with pitfalls. - read more
Tips and Tricks for Fitting Insurance Premiums into Your Monthly Budget
Tips and Tricks for Fitting Insurance Premiums into Your Monthly Budget
Understanding the significance of insurance in managing your finances is crucial. It acts as a safeguard, providing a buffer against unexpected losses or damage to your most valuable possessions. However, the costs associated with this necessary protection can be challenging to manage, especially when it comes to fitting insurance premiums into a monthly budget. - read more
Household Insurance 101: How to Effectively Plan Your Coverage
Household Insurance 101: How to Effectively Plan Your Coverage
Household insurance, commonly referred to as home insurance, is a type of policy that provides financial protection for your home and belongings against damage, theft, or loss. In Australia, this type of insurance is crucial for homeowners and renters alike, offering peace of mind in the face of unexpected events. It's designed to help you recover and rebuild without bearing the full financial burden yourself. - read more
Household Insurance for Australian Renters: What You Should Consider
Household Insurance for Australian Renters: What You Should Consider
Household insurance is a type of coverage that protects you against financial losses from events such as theft, fire, or natural disasters. It typically includes two main components: building insurance, which covers the structure of the home, and contents insurance, which covers personal belongings within the home. - read more
5 Essential Insurance Policies for Your Home-Based Business
5 Essential Insurance Policies for Your Home-Based Business
If you're running a business from your home, you may think that your homeowner's insurance policy has you covered. Unfortunately, this is not the case. Homeowner's insurance policies are not typically designed to cover business-related losses, leaving you vulnerable to significant financial risks if something goes wrong. - read more

Knowledgebase
Subrogation:
The process by which an insurance company seeks to recover the amount paid to the policyholder from a third party responsible for the loss.

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