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Insurance News from Household Insurance Online

Household Insurance Online is pleased to present the latest financial news headlines.

To read an entire news item, simply click on the headline.

News items on this page are prepared by our editorial team as summaries of publicly available news reports and official announcements. See linked news sources where available. The following news items are for informational purposes only and are not independent journalism.

Insurance News

What Asteron Life’s ownership shift means for cover reviews
What Asteron Life’s ownership shift means for cover reviews
04 Aug 2026: Paige Estritori
Asteron Life’s ownership transition from Suncorp to Resolution Life has put another spotlight on a practical question for New Zealand life insurance customers: what should you do when the company behind your policy changes? For most existing policyholders, an ownership change does not automatically rewrite the promises in a current contract. - read more
Fair conduct focus puts income cover quality back on the agenda
Fair conduct focus puts income cover quality back on the agenda
04 Aug 2026: Paige Estritori
Recent industry coverage of New Zealand’s financial conduct settings is a timely reminder that insurance is not just about having a policy document in place. The wider conduct regime for financial institutions has shifted attention from one-off sales processes to the ongoing treatment of customers, including whether products are suitable, clearly explained and supported when people need help. - read more
What Insurance Contract Reform Means for Income Protection Customers
What Insurance Contract Reform Means for Income Protection Customers
04 Aug 2026: Paige Estritori
New Zealand’s long-running insurance contract law reform is shifting from a technical legal issue into something everyday policyholders need to understand. The Contracts of Insurance Act modernises rules that have sat behind insurance policies for generations, including how customers disclose information, how insurers respond to non-disclosure, and how certain policy terms are treated. - read more
What NSW Emergency Services Levy Reform Could Mean for Strata Communities
What NSW Emergency Services Levy Reform Could Mean for Strata Communities
01 Aug 2026: Paige Estritori
New South Wales strata communities should keep a close watch on renewed efforts to reform the way emergency services are funded through insurance premiums. The long-running concern is that adding emergency services charges to insurance bills can make cover look more expensive, particularly for apartment buildings, mixed-use schemes and larger owners corporations already managing high rebuilding values and complex risk profiles. - read more
Insurance Complaints Put Claims Preparation Back in Focus
Insurance Complaints Put Claims Preparation Back in Focus
01 Aug 2026: Paige Estritori
The Australian Financial Complaints Authority’s latest reporting has again highlighted insurance as a major source of disputes, with claim delays, communication breakdowns and disagreements over policy outcomes remaining common pressure points. For domestic and home service businesses, the message is practical: the strength of a policy is often tested not when it is bought, but when a claim is made. - read more

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Household Insurance Articles

Building Your Safety Net: Understanding Total Replacement Cover
Building Your Safety Net: Understanding Total Replacement Cover
For many Australians, their home is their castle, their sanctuary, and most significantly, their largest investment. Safeguarding this asset against unpredictable events is not merely a consideration—it's a necessity. That's where Total Replacement Cover comes into play. But what does this term really mean, and why is it paramount when it comes to choosing a home insurance policy? - read more
How Often Should You Review and Update Your Household Insurance Policy?
How Often Should You Review and Update Your Household Insurance Policy?
It’s easy to think of household insurance as something you purchase once and forget about. However, this approach can leave you vulnerable to unexpected risks. Your home and its contents change over time, and so do your insurance needs. - read more
Wild Weather Ahead: Safeguarding Your Property from Storm-Related Damages
Wild Weather Ahead: Safeguarding Your Property from Storm-Related Damages
Welcome to our essential guide for protecting your property as wild weather sets its sights on Australia. Catastrophic storms and extreme conditions don't have to spell disaster for your home. Understanding the sheer force of Mother Nature reinforces the importance of consistent preparedness. In this article, we'll arm you with the knowledge you need to stand resilient against the elements. - read more
The Beginner's Checklist for Comparing Home Insurance Quotes Online
The Beginner's Checklist for Comparing Home Insurance Quotes Online
Home insurance serves as a critical safety net for homeowners, providing peace of mind and financial protection from unexpected events. In Australia, where Mother Nature’s whims can often result in extreme weather conditions, securing a robust home insurance policy isn't just wise—it's practically a necessity for safeguarding one of life's biggest investments. - read more
Why Australian Households Can't Afford to Skip Insurance
Why Australian Households Can't Afford to Skip Insurance
Household insurance is a critical safety net for many Australian families. It protects against unexpected events such as natural disasters, theft, and accidents, ensuring that your home and belongings can be repaired or replaced if something goes awry. - read more

Knowledgebase
Loss of Use:
Insurance coverage that pays for the additional living expenses if your home is uninhabitable due to a covered loss.