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Upcover Introduces Affordable Management Liability Insurance for SMEs

Comprehensive Coverage Options Now Available for Small Businesses

Upcover Introduces Affordable Management Liability Insurance for SMEs?w=400

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

Upcover, a Sydney-based insurtech company, has recently launched a management liability insurance product tailored specifically for small and medium-sized enterprises (SMEs) and sole traders.
With premiums starting at $780 per year for a $1 million coverage limit, this offering aims to provide affordable and comprehensive protection against various business risks.

The new insurance product covers a range of potential liabilities, including:

  • Employment disputes
  • Investigations by official bodies
  • Tax audits
  • Financial crimes
  • Statutory liabilities
  • Allegations of legal breaches
  • Entity and employment practices liabilities
  • Investigation costs
  • Comprehensive crime coverage

For restaurant and café owners, this development presents an opportunity to secure tailored insurance solutions that address the unique challenges of the hospitality industry. The affordability and breadth of coverage offered by Upcover can assist business owners in mitigating risks associated with daily operations.

To take advantage of this offering, business owners should:

  • Assess their current insurance coverage to identify any gaps or areas for improvement.
  • Consult with insurance advisors to understand how management liability insurance can complement existing policies.
  • Consider the specific risks associated with their business operations and ensure adequate coverage is in place.

By proactively managing potential liabilities, restaurant and café owners can protect their businesses and focus on delivering exceptional service to their customers.

Published:Friday, 23rd Jan 2026
Source: Paige Estritori

Please Note: If this information affects you, seek advice from a licensed professional.

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