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APRA Highlights Increase in Intermediated General Insurance Premiums

Understanding the Growth in Australia's Insurance Sector

APRA Highlights Increase in Intermediated General Insurance Premiums?w=400

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

The Australian Prudential Regulation Authority (APRA) has released its latest statistics, indicating a notable increase in general insurance premiums placed through intermediaries.
This trend reflects the dynamic nature of Australia's insurance landscape and offers insights into the sector's current trajectory.

**Key Findings from APRA's Report**
In the six months leading up to December 31, 2025, the total intermediated premium invoiced reached $22.97 billion. This marks an increase from $21.59 billion in the preceding six months and $22.28 billion in the corresponding period of the previous year. Notably, $18.87 billion of this total was placed with APRA-authorised general insurers, up from $17.66 billion in the prior half-year and $17.97 billion a year earlier.

**Implications for the Insurance Industry**
This upward trend suggests a growing reliance on intermediaries for insurance placements, potentially due to their expertise in navigating complex policies and securing optimal coverage for clients. For insurers, this underscores the importance of fostering strong relationships with intermediaries to tap into this expanding market segment.

**Considerations for Home-Based Business Owners**
For home-based business owners, understanding the role of intermediaries can be crucial. Intermediaries can provide tailored advice, helping businesses identify appropriate coverage options and ensuring compliance with Australian insurance regulations. Engaging with knowledgeable intermediaries may alleviate some of the uncertainties associated with selecting suitable insurance policies.

In conclusion, APRA's latest data highlights a positive trend in the Australian insurance sector, emphasizing the growing significance of intermediaries in facilitating insurance placements. Home-based business owners should consider leveraging these professionals to navigate the complexities of insurance coverage effectively.

Published:Sunday, 12th Apr 2026
Author: Paige Estritori

Please Note: We do not endorse any specific products or companies. Some content is sourced from third parties, including press releases, and may not be independently verified for accuracy or completeness.

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Actuary:
A professional who analyzes the financial costs of risk and uncertainty using mathematics, statistics, and financial theory.